LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,442
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$47,886
−HK$1,468/mo
Today · 4.125%
HK$49,354
baseline
▲ 0.50% · 4.625%
HK$52,357
+HK$3,003/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$98,708/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$786,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,666
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,052
−HK$1,405/mo
Today · 4.125%
HK$54,457
baseline
▲ 0.50% · 4.625%
HK$57,328
+HK$2,871/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$108,914/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$786,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,730
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$57,464
−HK$1,761/mo
Today · 4.125%
HK$59,225
baseline
▲ 0.50% · 4.625%
HK$62,829
+HK$3,604/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$118,450/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$786,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,999
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$63,662
−HK$1,687/mo
Today · 4.125%
HK$65,349
baseline
▲ 0.50% · 4.625%
HK$68,794
+HK$3,445/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$130,698/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$786,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,019
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$67,041
−HK$2,055/mo
Today · 4.125%
HK$69,096
baseline
▲ 0.50% · 4.625%
HK$73,300
+HK$4,204/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$138,192/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$786,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,333
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$74,272
−HK$1,968/mo
Today · 4.125%
HK$76,240
baseline
▲ 0.50% · 4.625%
HK$80,259
+HK$4,019/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$152,480/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$786,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,595
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$86,196
−HK$2,641/mo
Today · 4.125%
HK$88,837
baseline
▲ 0.50% · 4.625%
HK$94,243
+HK$5,406/mo
Deposit HK$2.04M · loan HK$18.33M · min. income ≈ HK$177,674/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$786,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,999
−HK$5,024/mo
▼ 0.25% · 3.875%
HK$95,493
−HK$2,530/mo
Today · 4.125%
HK$98,023
baseline
▲ 0.50% · 4.625%
HK$103,190
+HK$5,167/mo
Deposit HK$2.04M · loan HK$18.33M · min. income ≈ HK$196,046/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$786,694 · Scale 2, in force from 26 Feb 2026)