LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,443
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$47,888
−HK$1,467/mo
Today · 4.125%
HK$49,355
baseline
▲ 0.50% · 4.625%
HK$52,359
+HK$3,004/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$98,710/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$786,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,667
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$53,053
−HK$1,406/mo
Today · 4.125%
HK$54,459
baseline
▲ 0.50% · 4.625%
HK$57,329
+HK$2,870/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$108,918/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$786,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,732
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$57,465
−HK$1,762/mo
Today · 4.125%
HK$59,227
baseline
▲ 0.50% · 4.625%
HK$62,830
+HK$3,603/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$118,454/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$786,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,001
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$63,664
−HK$1,687/mo
Today · 4.125%
HK$65,351
baseline
▲ 0.50% · 4.625%
HK$68,795
+HK$3,444/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$130,702/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$786,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,020
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$67,043
−HK$2,055/mo
Today · 4.125%
HK$69,098
baseline
▲ 0.50% · 4.625%
HK$73,302
+HK$4,204/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$138,196/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$786,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,334
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$74,274
−HK$1,968/mo
Today · 4.125%
HK$76,242
baseline
▲ 0.50% · 4.625%
HK$80,261
+HK$4,019/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$152,484/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$786,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,598
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$86,198
−HK$2,642/mo
Today · 4.125%
HK$88,840
baseline
▲ 0.50% · 4.625%
HK$94,246
+HK$5,406/mo
Deposit HK$2.04M · loan HK$18.33M · min. income ≈ HK$177,680/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$786,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,001
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$95,496
−HK$2,530/mo
Today · 4.125%
HK$98,026
baseline
▲ 0.50% · 4.625%
HK$103,193
+HK$5,167/mo
Deposit HK$2.04M · loan HK$18.33M · min. income ≈ HK$196,052/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$786,749 · Scale 2, in force from 26 Feb 2026)