LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,448
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$47,893
−HK$1,468/mo
Today · 4.125%
HK$49,361
baseline
▲ 0.50% · 4.625%
HK$52,364
+HK$3,003/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$98,722/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$786,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,673
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$53,059
−HK$1,406/mo
Today · 4.125%
HK$54,465
baseline
▲ 0.50% · 4.625%
HK$57,336
+HK$2,871/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$108,930/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$786,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,738
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$57,472
−HK$1,761/mo
Today · 4.125%
HK$59,233
baseline
▲ 0.50% · 4.625%
HK$62,837
+HK$3,604/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$118,466/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$786,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,008
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$63,671
−HK$1,687/mo
Today · 4.125%
HK$65,358
baseline
▲ 0.50% · 4.625%
HK$68,803
+HK$3,445/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$130,716/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$786,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,027
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$67,050
−HK$2,055/mo
Today · 4.125%
HK$69,105
baseline
▲ 0.50% · 4.625%
HK$73,310
+HK$4,205/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$138,210/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$786,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,342
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$74,282
−HK$1,969/mo
Today · 4.125%
HK$76,251
baseline
▲ 0.50% · 4.625%
HK$80,270
+HK$4,019/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$152,502/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$786,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,607
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$86,207
−HK$2,642/mo
Today · 4.125%
HK$88,849
baseline
▲ 0.50% · 4.625%
HK$94,256
+HK$5,407/mo
Deposit HK$2.04M · loan HK$18.33M · min. income ≈ HK$177,698/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$786,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,012
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$95,506
−HK$2,531/mo
Today · 4.125%
HK$98,037
baseline
▲ 0.50% · 4.625%
HK$103,204
+HK$5,167/mo
Deposit HK$2.04M · loan HK$18.33M · min. income ≈ HK$196,074/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$786,970 · Scale 2, in force from 26 Feb 2026)