LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,448
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$47,893
−HK$1,468/mo
Today · 4.125%
HK$49,361
baseline
▲ 0.50% · 4.625%
HK$52,365
+HK$3,004/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$98,722/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$786,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,673
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$53,059
−HK$1,406/mo
Today · 4.125%
HK$54,465
baseline
▲ 0.50% · 4.625%
HK$57,336
+HK$2,871/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$108,930/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$786,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,738
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$57,472
−HK$1,761/mo
Today · 4.125%
HK$59,233
baseline
▲ 0.50% · 4.625%
HK$62,838
+HK$3,605/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$118,466/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$786,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,008
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$63,671
−HK$1,687/mo
Today · 4.125%
HK$65,358
baseline
▲ 0.50% · 4.625%
HK$68,803
+HK$3,445/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$130,716/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$786,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,028
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$67,051
−HK$2,055/mo
Today · 4.125%
HK$69,106
baseline
▲ 0.50% · 4.625%
HK$73,311
+HK$4,205/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$138,212/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$786,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,343
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$74,283
−HK$1,968/mo
Today · 4.125%
HK$76,251
baseline
▲ 0.50% · 4.625%
HK$80,271
+HK$4,020/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$152,502/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$786,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,607
−HK$5,243/mo
▼ 0.25% · 3.875%
HK$86,208
−HK$2,642/mo
Today · 4.125%
HK$88,850
baseline
▲ 0.50% · 4.625%
HK$94,257
+HK$5,407/mo
Deposit HK$2.04M · loan HK$18.33M · min. income ≈ HK$177,700/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$786,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,012
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$95,507
−HK$2,530/mo
Today · 4.125%
HK$98,037
baseline
▲ 0.50% · 4.625%
HK$103,205
+HK$5,168/mo
Deposit HK$2.04M · loan HK$18.33M · min. income ≈ HK$196,074/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$786,986 · Scale 2, in force from 26 Feb 2026)