LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,449
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$47,894
−HK$1,468/mo
Today · 4.125%
HK$49,362
baseline
▲ 0.50% · 4.625%
HK$52,365
+HK$3,003/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$98,724/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$787,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,674
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$53,060
−HK$1,406/mo
Today · 4.125%
HK$54,466
baseline
▲ 0.50% · 4.625%
HK$57,337
+HK$2,871/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$108,932/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$787,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,739
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$57,472
−HK$1,762/mo
Today · 4.125%
HK$59,234
baseline
▲ 0.50% · 4.625%
HK$62,838
+HK$3,604/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$118,468/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$787,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,009
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$63,672
−HK$1,687/mo
Today · 4.125%
HK$65,359
baseline
▲ 0.50% · 4.625%
HK$68,804
+HK$3,445/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$130,718/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$787,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,028
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$67,051
−HK$2,055/mo
Today · 4.125%
HK$69,106
baseline
▲ 0.50% · 4.625%
HK$73,311
+HK$4,205/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$138,212/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$787,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,343
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$74,284
−HK$1,968/mo
Today · 4.125%
HK$76,252
baseline
▲ 0.50% · 4.625%
HK$80,271
+HK$4,019/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$152,504/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$787,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,608
−HK$5,243/mo
▼ 0.25% · 3.875%
HK$86,209
−HK$2,642/mo
Today · 4.125%
HK$88,851
baseline
▲ 0.50% · 4.625%
HK$94,257
+HK$5,406/mo
Deposit HK$2.04M · loan HK$18.33M · min. income ≈ HK$177,702/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$787,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,013
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$95,507
−HK$2,531/mo
Today · 4.125%
HK$98,038
baseline
▲ 0.50% · 4.625%
HK$103,206
+HK$5,168/mo
Deposit HK$2.04M · loan HK$18.33M · min. income ≈ HK$196,076/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$787,000 · Scale 2, in force from 26 Feb 2026)