LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,451
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$47,896
−HK$1,468/mo
Today · 4.125%
HK$49,364
baseline
▲ 0.50% · 4.625%
HK$52,367
+HK$3,003/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$98,728/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$787,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,676
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$53,062
−HK$1,406/mo
Today · 4.125%
HK$54,468
baseline
▲ 0.50% · 4.625%
HK$57,339
+HK$2,871/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$108,936/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$787,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,741
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$57,475
−HK$1,761/mo
Today · 4.125%
HK$59,236
baseline
▲ 0.50% · 4.625%
HK$62,841
+HK$3,605/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$118,472/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$787,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,011
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$63,674
−HK$1,688/mo
Today · 4.125%
HK$65,362
baseline
▲ 0.50% · 4.625%
HK$68,807
+HK$3,445/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$130,724/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$787,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,031
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$67,054
−HK$2,055/mo
Today · 4.125%
HK$69,109
baseline
▲ 0.50% · 4.625%
HK$73,314
+HK$4,205/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$138,218/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$787,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,346
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$74,287
−HK$1,968/mo
Today · 4.125%
HK$76,255
baseline
▲ 0.50% · 4.625%
HK$80,275
+HK$4,020/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$152,510/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$787,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,611
−HK$5,244/mo
▼ 0.25% · 3.875%
HK$86,212
−HK$2,643/mo
Today · 4.125%
HK$88,855
baseline
▲ 0.50% · 4.625%
HK$94,261
+HK$5,406/mo
Deposit HK$2.04M · loan HK$18.33M · min. income ≈ HK$177,710/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$787,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,017
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$95,512
−HK$2,530/mo
Today · 4.125%
HK$98,042
baseline
▲ 0.50% · 4.625%
HK$103,210
+HK$5,168/mo
Deposit HK$2.04M · loan HK$18.33M · min. income ≈ HK$196,084/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$787,088 · Scale 2, in force from 26 Feb 2026)