LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,453
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$47,898
−HK$1,468/mo
Today · 4.125%
HK$49,366
baseline
▲ 0.50% · 4.625%
HK$52,370
+HK$3,004/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$98,732/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$787,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,679
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$53,065
−HK$1,406/mo
Today · 4.125%
HK$54,471
baseline
▲ 0.50% · 4.625%
HK$57,342
+HK$2,871/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$108,942/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$787,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,744
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$57,478
−HK$1,761/mo
Today · 4.125%
HK$59,239
baseline
▲ 0.50% · 4.625%
HK$62,844
+HK$3,605/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$118,478/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$787,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,014
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$63,678
−HK$1,687/mo
Today · 4.125%
HK$65,365
baseline
▲ 0.50% · 4.625%
HK$68,810
+HK$3,445/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$130,730/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$787,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,034
−HK$4,079/mo
▼ 0.25% · 3.875%
HK$67,057
−HK$2,056/mo
Today · 4.125%
HK$69,113
baseline
▲ 0.50% · 4.625%
HK$73,318
+HK$4,205/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$138,226/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$787,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,350
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$74,291
−HK$1,968/mo
Today · 4.125%
HK$76,259
baseline
▲ 0.50% · 4.625%
HK$80,279
+HK$4,020/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$152,518/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$787,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,616
−HK$5,243/mo
▼ 0.25% · 3.875%
HK$86,217
−HK$2,642/mo
Today · 4.125%
HK$88,859
baseline
▲ 0.50% · 4.625%
HK$94,266
+HK$5,407/mo
Deposit HK$2.04M · loan HK$18.33M · min. income ≈ HK$177,718/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$787,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,022
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$95,516
−HK$2,531/mo
Today · 4.125%
HK$98,047
baseline
▲ 0.50% · 4.625%
HK$103,216
+HK$5,169/mo
Deposit HK$2.04M · loan HK$18.33M · min. income ≈ HK$196,094/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$787,192 · Scale 2, in force from 26 Feb 2026)