LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,454
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$47,899
−HK$1,469/mo
Today · 4.125%
HK$49,368
baseline
▲ 0.50% · 4.625%
HK$52,372
+HK$3,004/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$98,736/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$787,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,680
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$53,066
−HK$1,406/mo
Today · 4.125%
HK$54,472
baseline
▲ 0.50% · 4.625%
HK$57,344
+HK$2,872/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$108,944/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$787,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,745
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$57,479
−HK$1,762/mo
Today · 4.125%
HK$59,241
baseline
▲ 0.50% · 4.625%
HK$62,846
+HK$3,605/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$118,482/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$787,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,016
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$63,679
−HK$1,688/mo
Today · 4.125%
HK$65,367
baseline
▲ 0.50% · 4.625%
HK$68,812
+HK$3,445/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$130,734/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$787,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,036
−HK$4,079/mo
▼ 0.25% · 3.875%
HK$67,059
−HK$2,056/mo
Today · 4.125%
HK$69,115
baseline
▲ 0.50% · 4.625%
HK$73,320
+HK$4,205/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$138,230/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$787,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,352
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$74,293
−HK$1,968/mo
Today · 4.125%
HK$76,261
baseline
▲ 0.50% · 4.625%
HK$80,281
+HK$4,020/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$152,522/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$787,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,618
−HK$5,244/mo
▼ 0.25% · 3.875%
HK$86,219
−HK$2,643/mo
Today · 4.125%
HK$88,862
baseline
▲ 0.50% · 4.625%
HK$94,269
+HK$5,407/mo
Deposit HK$2.04M · loan HK$18.34M · min. income ≈ HK$177,724/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$787,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,024
−HK$5,026/mo
▼ 0.25% · 3.875%
HK$95,519
−HK$2,531/mo
Today · 4.125%
HK$98,050
baseline
▲ 0.50% · 4.625%
HK$103,218
+HK$5,168/mo
Deposit HK$2.04M · loan HK$18.34M · min. income ≈ HK$196,100/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$787,249 · Scale 2, in force from 26 Feb 2026)