LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,455
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$47,900
−HK$1,468/mo
Today · 4.125%
HK$49,368
baseline
▲ 0.50% · 4.625%
HK$52,372
+HK$3,004/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$98,736/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$787,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,680
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$53,066
−HK$1,407/mo
Today · 4.125%
HK$54,473
baseline
▲ 0.50% · 4.625%
HK$57,344
+HK$2,871/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$108,946/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$787,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,746
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$57,480
−HK$1,761/mo
Today · 4.125%
HK$59,241
baseline
▲ 0.50% · 4.625%
HK$62,846
+HK$3,605/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$118,482/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$787,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,016
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$63,680
−HK$1,687/mo
Today · 4.125%
HK$65,367
baseline
▲ 0.50% · 4.625%
HK$68,813
+HK$3,446/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$130,734/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$787,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,037
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$67,060
−HK$2,055/mo
Today · 4.125%
HK$69,115
baseline
▲ 0.50% · 4.625%
HK$73,320
+HK$4,205/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$138,230/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$787,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,353
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$74,293
−HK$1,969/mo
Today · 4.125%
HK$76,262
baseline
▲ 0.50% · 4.625%
HK$80,281
+HK$4,019/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$152,524/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$787,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,619
−HK$5,243/mo
▼ 0.25% · 3.875%
HK$86,220
−HK$2,642/mo
Today · 4.125%
HK$88,862
baseline
▲ 0.50% · 4.625%
HK$94,269
+HK$5,407/mo
Deposit HK$2.04M · loan HK$18.34M · min. income ≈ HK$177,724/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$787,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,025
−HK$5,026/mo
▼ 0.25% · 3.875%
HK$95,520
−HK$2,531/mo
Today · 4.125%
HK$98,051
baseline
▲ 0.50% · 4.625%
HK$103,219
+HK$5,168/mo
Deposit HK$2.04M · loan HK$18.34M · min. income ≈ HK$196,102/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$787,259 · Scale 2, in force from 26 Feb 2026)