LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,456
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$47,901
−HK$1,468/mo
Today · 4.125%
HK$49,369
baseline
▲ 0.50% · 4.625%
HK$52,373
+HK$3,004/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$98,738/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$787,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,682
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$53,068
−HK$1,406/mo
Today · 4.125%
HK$54,474
baseline
▲ 0.50% · 4.625%
HK$57,346
+HK$2,872/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$108,948/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$787,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,748
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$57,482
−HK$1,761/mo
Today · 4.125%
HK$59,243
baseline
▲ 0.50% · 4.625%
HK$62,848
+HK$3,605/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$118,486/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$787,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,019
−HK$3,350/mo
▼ 0.25% · 3.875%
HK$63,682
−HK$1,687/mo
Today · 4.125%
HK$65,369
baseline
▲ 0.50% · 4.625%
HK$68,815
+HK$3,446/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$130,738/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$787,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,039
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$67,062
−HK$2,055/mo
Today · 4.125%
HK$69,117
baseline
▲ 0.50% · 4.625%
HK$73,323
+HK$4,206/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$138,234/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$787,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,355
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$74,295
−HK$1,969/mo
Today · 4.125%
HK$76,264
baseline
▲ 0.50% · 4.625%
HK$80,284
+HK$4,020/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$152,528/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$787,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,621
−HK$5,244/mo
▼ 0.25% · 3.875%
HK$86,222
−HK$2,643/mo
Today · 4.125%
HK$88,865
baseline
▲ 0.50% · 4.625%
HK$94,272
+HK$5,407/mo
Deposit HK$2.04M · loan HK$18.34M · min. income ≈ HK$177,730/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$787,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,028
−HK$5,026/mo
▼ 0.25% · 3.875%
HK$95,523
−HK$2,531/mo
Today · 4.125%
HK$98,054
baseline
▲ 0.50% · 4.625%
HK$103,222
+HK$5,168/mo
Deposit HK$2.04M · loan HK$18.34M · min. income ≈ HK$196,108/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$787,326 · Scale 2, in force from 26 Feb 2026)