LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,457
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$47,902
−HK$1,468/mo
Today · 4.125%
HK$49,370
baseline
▲ 0.50% · 4.625%
HK$52,374
+HK$3,004/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$98,740/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$787,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,683
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$53,069
−HK$1,406/mo
Today · 4.125%
HK$54,475
baseline
▲ 0.50% · 4.625%
HK$57,347
+HK$2,872/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$108,950/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$787,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,748
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$57,482
−HK$1,762/mo
Today · 4.125%
HK$59,244
baseline
▲ 0.50% · 4.625%
HK$62,849
+HK$3,605/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$118,488/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$787,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,019
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$63,683
−HK$1,687/mo
Today · 4.125%
HK$65,370
baseline
▲ 0.50% · 4.625%
HK$68,816
+HK$3,446/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$130,740/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$787,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,040
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$67,063
−HK$2,055/mo
Today · 4.125%
HK$69,118
baseline
▲ 0.50% · 4.625%
HK$73,324
+HK$4,206/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$138,236/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$787,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,356
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$74,297
−HK$1,968/mo
Today · 4.125%
HK$76,265
baseline
▲ 0.50% · 4.625%
HK$80,285
+HK$4,020/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$152,530/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$787,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,622
−HK$5,244/mo
▼ 0.25% · 3.875%
HK$86,224
−HK$2,642/mo
Today · 4.125%
HK$88,866
baseline
▲ 0.50% · 4.625%
HK$94,274
+HK$5,408/mo
Deposit HK$2.04M · loan HK$18.34M · min. income ≈ HK$177,732/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$787,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,029
−HK$5,026/mo
▼ 0.25% · 3.875%
HK$95,524
−HK$2,531/mo
Today · 4.125%
HK$98,055
baseline
▲ 0.50% · 4.625%
HK$103,224
+HK$5,169/mo
Deposit HK$2.04M · loan HK$18.34M · min. income ≈ HK$196,110/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$787,356 · Scale 2, in force from 26 Feb 2026)