LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,459
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$47,904
−HK$1,469/mo
Today · 4.125%
HK$49,373
baseline
▲ 0.50% · 4.625%
HK$52,377
+HK$3,004/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$98,746/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$787,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,685
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$53,072
−HK$1,406/mo
Today · 4.125%
HK$54,478
baseline
▲ 0.50% · 4.625%
HK$57,349
+HK$2,871/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$108,956/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$787,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,751
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$57,485
−HK$1,762/mo
Today · 4.125%
HK$59,247
baseline
▲ 0.50% · 4.625%
HK$62,852
+HK$3,605/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$118,494/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$787,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,022
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$63,686
−HK$1,687/mo
Today · 4.125%
HK$65,373
baseline
▲ 0.50% · 4.625%
HK$68,819
+HK$3,446/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$130,746/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$787,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,043
−HK$4,079/mo
▼ 0.25% · 3.875%
HK$67,066
−HK$2,056/mo
Today · 4.125%
HK$69,122
baseline
▲ 0.50% · 4.625%
HK$73,327
+HK$4,205/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$138,244/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$787,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,360
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$74,300
−HK$1,969/mo
Today · 4.125%
HK$76,269
baseline
▲ 0.50% · 4.625%
HK$80,289
+HK$4,020/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$152,538/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$787,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,627
−HK$5,244/mo
▼ 0.25% · 3.875%
HK$86,228
−HK$2,643/mo
Today · 4.125%
HK$88,871
baseline
▲ 0.50% · 4.625%
HK$94,278
+HK$5,407/mo
Deposit HK$2.04M · loan HK$18.34M · min. income ≈ HK$177,742/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$787,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,034
−HK$5,026/mo
▼ 0.25% · 3.875%
HK$95,529
−HK$2,531/mo
Today · 4.125%
HK$98,060
baseline
▲ 0.50% · 4.625%
HK$103,229
+HK$5,169/mo
Deposit HK$2.04M · loan HK$18.34M · min. income ≈ HK$196,120/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$787,454 · Scale 2, in force from 26 Feb 2026)