LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,460
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$47,905
−HK$1,468/mo
Today · 4.125%
HK$49,373
baseline
▲ 0.50% · 4.625%
HK$52,377
+HK$3,004/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$98,746/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$787,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,686
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$53,072
−HK$1,406/mo
Today · 4.125%
HK$54,478
baseline
▲ 0.50% · 4.625%
HK$57,350
+HK$2,872/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$108,956/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$787,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,752
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$57,486
−HK$1,762/mo
Today · 4.125%
HK$59,248
baseline
▲ 0.50% · 4.625%
HK$62,853
+HK$3,605/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$118,496/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$787,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,023
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$63,687
−HK$1,687/mo
Today · 4.125%
HK$65,374
baseline
▲ 0.50% · 4.625%
HK$68,820
+HK$3,446/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$130,748/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$787,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,044
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$67,067
−HK$2,055/mo
Today · 4.125%
HK$69,122
baseline
▲ 0.50% · 4.625%
HK$73,328
+HK$4,206/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$138,244/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$787,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,360
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$74,301
−HK$1,969/mo
Today · 4.125%
HK$76,270
baseline
▲ 0.50% · 4.625%
HK$80,290
+HK$4,020/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$152,540/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$787,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,627
−HK$5,245/mo
▼ 0.25% · 3.875%
HK$86,229
−HK$2,643/mo
Today · 4.125%
HK$88,872
baseline
▲ 0.50% · 4.625%
HK$94,279
+HK$5,407/mo
Deposit HK$2.04M · loan HK$18.34M · min. income ≈ HK$177,744/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$787,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,035
−HK$5,026/mo
▼ 0.25% · 3.875%
HK$95,530
−HK$2,531/mo
Today · 4.125%
HK$98,061
baseline
▲ 0.50% · 4.625%
HK$103,230
+HK$5,169/mo
Deposit HK$2.04M · loan HK$18.34M · min. income ≈ HK$196,122/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$787,478 · Scale 2, in force from 26 Feb 2026)