LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,469
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$47,914
−HK$1,469/mo
Today · 4.125%
HK$49,383
baseline
▲ 0.50% · 4.625%
HK$52,388
+HK$3,005/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$98,766/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$787,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,696
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$53,083
−HK$1,406/mo
Today · 4.125%
HK$54,489
baseline
▲ 0.50% · 4.625%
HK$57,361
+HK$2,872/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$108,978/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$787,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,763
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$57,497
−HK$1,763/mo
Today · 4.125%
HK$59,260
baseline
▲ 0.50% · 4.625%
HK$62,865
+HK$3,605/mo
Deposit HK$8.15M · loan HK$12.23M · min. income ≈ HK$118,520/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$787,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,036
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$63,699
−HK$1,688/mo
Today · 4.125%
HK$65,387
baseline
▲ 0.50% · 4.625%
HK$68,834
+HK$3,447/mo
Deposit HK$8.15M · loan HK$12.23M · min. income ≈ HK$130,774/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$787,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,057
−HK$4,079/mo
▼ 0.25% · 3.875%
HK$67,080
−HK$2,056/mo
Today · 4.125%
HK$69,136
baseline
▲ 0.50% · 4.625%
HK$73,343
+HK$4,207/mo
Deposit HK$6.11M · loan HK$14.27M · min. income ≈ HK$138,272/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$787,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,375
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$74,316
−HK$1,969/mo
Today · 4.125%
HK$76,285
baseline
▲ 0.50% · 4.625%
HK$80,306
+HK$4,021/mo
Deposit HK$6.11M · loan HK$14.27M · min. income ≈ HK$152,570/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$787,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,644
−HK$5,245/mo
▼ 0.25% · 3.875%
HK$86,246
−HK$2,643/mo
Today · 4.125%
HK$88,889
baseline
▲ 0.50% · 4.625%
HK$94,298
+HK$5,409/mo
Deposit HK$2.04M · loan HK$18.34M · min. income ≈ HK$177,778/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$787,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,053
−HK$5,028/mo
▼ 0.25% · 3.875%
HK$95,549
−HK$2,532/mo
Today · 4.125%
HK$98,081
baseline
▲ 0.50% · 4.625%
HK$103,251
+HK$5,170/mo
Deposit HK$2.04M · loan HK$18.34M · min. income ≈ HK$196,162/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$787,884 · Scale 2, in force from 26 Feb 2026)