LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,471
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$47,916
−HK$1,469/mo
Today · 4.125%
HK$49,385
baseline
▲ 0.50% · 4.625%
HK$52,390
+HK$3,005/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$98,770/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$787,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,698
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$53,085
−HK$1,406/mo
Today · 4.125%
HK$54,491
baseline
▲ 0.50% · 4.625%
HK$57,364
+HK$2,873/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$108,982/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$787,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,765
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$57,499
−HK$1,763/mo
Today · 4.125%
HK$59,262
baseline
▲ 0.50% · 4.625%
HK$62,868
+HK$3,606/mo
Deposit HK$8.15M · loan HK$12.23M · min. income ≈ HK$118,524/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$787,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,038
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$63,702
−HK$1,688/mo
Today · 4.125%
HK$65,390
baseline
▲ 0.50% · 4.625%
HK$68,836
+HK$3,446/mo
Deposit HK$8.15M · loan HK$12.23M · min. income ≈ HK$130,780/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$787,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,059
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$67,083
−HK$2,056/mo
Today · 4.125%
HK$69,139
baseline
▲ 0.50% · 4.625%
HK$73,346
+HK$4,207/mo
Deposit HK$6.11M · loan HK$14.27M · min. income ≈ HK$138,278/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$787,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,378
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$74,319
−HK$1,969/mo
Today · 4.125%
HK$76,288
baseline
▲ 0.50% · 4.625%
HK$80,309
+HK$4,021/mo
Deposit HK$6.11M · loan HK$14.27M · min. income ≈ HK$152,576/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$787,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,647
−HK$5,246/mo
▼ 0.25% · 3.875%
HK$86,249
−HK$2,644/mo
Today · 4.125%
HK$88,893
baseline
▲ 0.50% · 4.625%
HK$94,302
+HK$5,409/mo
Deposit HK$2.04M · loan HK$18.34M · min. income ≈ HK$177,786/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$787,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,057
−HK$5,027/mo
▼ 0.25% · 3.875%
HK$95,553
−HK$2,531/mo
Today · 4.125%
HK$98,084
baseline
▲ 0.50% · 4.625%
HK$103,255
+HK$5,171/mo
Deposit HK$2.04M · loan HK$18.34M · min. income ≈ HK$196,168/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$787,961 · Scale 2, in force from 26 Feb 2026)