LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,471
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$47,917
−HK$1,468/mo
Today · 4.125%
HK$49,385
baseline
▲ 0.50% · 4.625%
HK$52,390
+HK$3,005/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$98,770/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$787,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,699
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$53,085
−HK$1,407/mo
Today · 4.125%
HK$54,492
baseline
▲ 0.50% · 4.625%
HK$57,364
+HK$2,872/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$108,984/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$787,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,765
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$57,500
−HK$1,762/mo
Today · 4.125%
HK$59,262
baseline
▲ 0.50% · 4.625%
HK$62,868
+HK$3,606/mo
Deposit HK$8.15M · loan HK$12.23M · min. income ≈ HK$118,524/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$787,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,039
−HK$3,351/mo
▼ 0.25% · 3.875%
HK$63,702
−HK$1,688/mo
Today · 4.125%
HK$65,390
baseline
▲ 0.50% · 4.625%
HK$68,837
+HK$3,447/mo
Deposit HK$8.15M · loan HK$12.23M · min. income ≈ HK$130,780/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$787,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,060
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$67,083
−HK$2,057/mo
Today · 4.125%
HK$69,140
baseline
▲ 0.50% · 4.625%
HK$73,347
+HK$4,207/mo
Deposit HK$6.11M · loan HK$14.27M · min. income ≈ HK$138,280/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$787,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,378
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$74,319
−HK$1,970/mo
Today · 4.125%
HK$76,289
baseline
▲ 0.50% · 4.625%
HK$80,310
+HK$4,021/mo
Deposit HK$6.11M · loan HK$14.27M · min. income ≈ HK$152,578/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$787,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,648
−HK$5,246/mo
▼ 0.25% · 3.875%
HK$86,250
−HK$2,644/mo
Today · 4.125%
HK$88,894
baseline
▲ 0.50% · 4.625%
HK$94,303
+HK$5,409/mo
Deposit HK$2.04M · loan HK$18.34M · min. income ≈ HK$177,788/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$787,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,058
−HK$5,027/mo
▼ 0.25% · 3.875%
HK$95,554
−HK$2,531/mo
Today · 4.125%
HK$98,085
baseline
▲ 0.50% · 4.625%
HK$103,256
+HK$5,171/mo
Deposit HK$2.04M · loan HK$18.34M · min. income ≈ HK$196,170/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$787,983 · Scale 2, in force from 26 Feb 2026)