LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,472
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$47,918
−HK$1,469/mo
Today · 4.125%
HK$49,387
baseline
▲ 0.50% · 4.625%
HK$52,392
+HK$3,005/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$98,774/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$788,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,700
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$53,087
−HK$1,406/mo
Today · 4.125%
HK$54,493
baseline
▲ 0.50% · 4.625%
HK$57,366
+HK$2,873/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$108,986/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$788,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,767
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$57,502
−HK$1,762/mo
Today · 4.125%
HK$59,264
baseline
▲ 0.50% · 4.625%
HK$62,870
+HK$3,606/mo
Deposit HK$8.15M · loan HK$12.23M · min. income ≈ HK$118,528/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$788,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,040
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$63,704
−HK$1,688/mo
Today · 4.125%
HK$65,392
baseline
▲ 0.50% · 4.625%
HK$68,839
+HK$3,447/mo
Deposit HK$8.15M · loan HK$12.23M · min. income ≈ HK$130,784/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$788,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,061
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$67,085
−HK$2,056/mo
Today · 4.125%
HK$69,141
baseline
▲ 0.50% · 4.625%
HK$73,349
+HK$4,208/mo
Deposit HK$6.11M · loan HK$14.27M · min. income ≈ HK$138,282/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$788,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,380
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$74,321
−HK$1,970/mo
Today · 4.125%
HK$76,291
baseline
▲ 0.50% · 4.625%
HK$80,312
+HK$4,021/mo
Deposit HK$6.11M · loan HK$14.27M · min. income ≈ HK$152,582/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$788,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,650
−HK$5,246/mo
▼ 0.25% · 3.875%
HK$86,252
−HK$2,644/mo
Today · 4.125%
HK$88,896
baseline
▲ 0.50% · 4.625%
HK$94,305
+HK$5,409/mo
Deposit HK$2.04M · loan HK$18.34M · min. income ≈ HK$177,792/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$788,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,060
−HK$5,028/mo
▼ 0.25% · 3.875%
HK$95,556
−HK$2,532/mo
Today · 4.125%
HK$98,088
baseline
▲ 0.50% · 4.625%
HK$103,258
+HK$5,170/mo
Deposit HK$2.04M · loan HK$18.34M · min. income ≈ HK$196,176/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$788,039 · Scale 2, in force from 26 Feb 2026)