LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,473
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$47,919
−HK$1,468/mo
Today · 4.125%
HK$49,387
baseline
▲ 0.50% · 4.625%
HK$52,392
+HK$3,005/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$98,774/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$788,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,701
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$53,087
−HK$1,407/mo
Today · 4.125%
HK$54,494
baseline
▲ 0.50% · 4.625%
HK$57,366
+HK$2,872/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$108,988/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$788,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,768
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$57,502
−HK$1,763/mo
Today · 4.125%
HK$59,265
baseline
▲ 0.50% · 4.625%
HK$62,871
+HK$3,606/mo
Deposit HK$8.15M · loan HK$12.23M · min. income ≈ HK$118,530/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$788,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,041
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$63,705
−HK$1,688/mo
Today · 4.125%
HK$65,393
baseline
▲ 0.50% · 4.625%
HK$68,840
+HK$3,447/mo
Deposit HK$8.15M · loan HK$12.23M · min. income ≈ HK$130,786/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$788,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,062
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$67,086
−HK$2,056/mo
Today · 4.125%
HK$69,142
baseline
▲ 0.50% · 4.625%
HK$73,349
+HK$4,207/mo
Deposit HK$6.11M · loan HK$14.27M · min. income ≈ HK$138,284/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$788,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,381
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$74,322
−HK$1,970/mo
Today · 4.125%
HK$76,292
baseline
▲ 0.50% · 4.625%
HK$80,313
+HK$4,021/mo
Deposit HK$6.11M · loan HK$14.27M · min. income ≈ HK$152,584/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$788,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,651
−HK$5,246/mo
▼ 0.25% · 3.875%
HK$86,253
−HK$2,644/mo
Today · 4.125%
HK$88,897
baseline
▲ 0.50% · 4.625%
HK$94,306
+HK$5,409/mo
Deposit HK$2.04M · loan HK$18.34M · min. income ≈ HK$177,794/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$788,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,061
−HK$5,028/mo
▼ 0.25% · 3.875%
HK$95,557
−HK$2,532/mo
Today · 4.125%
HK$98,089
baseline
▲ 0.50% · 4.625%
HK$103,260
+HK$5,171/mo
Deposit HK$2.04M · loan HK$18.34M · min. income ≈ HK$196,178/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$788,060 · Scale 2, in force from 26 Feb 2026)