LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,474
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$47,919
−HK$1,469/mo
Today · 4.125%
HK$49,388
baseline
▲ 0.50% · 4.625%
HK$52,393
+HK$3,005/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$98,776/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$788,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,702
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$53,088
−HK$1,407/mo
Today · 4.125%
HK$54,495
baseline
▲ 0.50% · 4.625%
HK$57,367
+HK$2,872/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$108,990/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$788,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,769
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$57,503
−HK$1,763/mo
Today · 4.125%
HK$59,266
baseline
▲ 0.50% · 4.625%
HK$62,872
+HK$3,606/mo
Deposit HK$8.15M · loan HK$12.23M · min. income ≈ HK$118,532/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$788,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,042
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$63,706
−HK$1,688/mo
Today · 4.125%
HK$65,394
baseline
▲ 0.50% · 4.625%
HK$68,841
+HK$3,447/mo
Deposit HK$8.15M · loan HK$12.23M · min. income ≈ HK$130,788/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$788,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,063
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$67,087
−HK$2,056/mo
Today · 4.125%
HK$69,143
baseline
▲ 0.50% · 4.625%
HK$73,351
+HK$4,208/mo
Deposit HK$6.11M · loan HK$14.27M · min. income ≈ HK$138,286/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$788,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,382
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$74,323
−HK$1,970/mo
Today · 4.125%
HK$76,293
baseline
▲ 0.50% · 4.625%
HK$80,314
+HK$4,021/mo
Deposit HK$6.11M · loan HK$14.27M · min. income ≈ HK$152,586/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$788,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,653
−HK$5,246/mo
▼ 0.25% · 3.875%
HK$86,255
−HK$2,644/mo
Today · 4.125%
HK$88,899
baseline
▲ 0.50% · 4.625%
HK$94,308
+HK$5,409/mo
Deposit HK$2.04M · loan HK$18.34M · min. income ≈ HK$177,798/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$788,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,063
−HK$5,028/mo
▼ 0.25% · 3.875%
HK$95,559
−HK$2,532/mo
Today · 4.125%
HK$98,091
baseline
▲ 0.50% · 4.625%
HK$103,261
+HK$5,170/mo
Deposit HK$2.04M · loan HK$18.34M · min. income ≈ HK$196,182/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$788,094 · Scale 2, in force from 26 Feb 2026)