LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,475
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$47,921
−HK$1,469/mo
Today · 4.125%
HK$49,390
baseline
▲ 0.50% · 4.625%
HK$52,395
+HK$3,005/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$98,780/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$788,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,704
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$53,090
−HK$1,407/mo
Today · 4.125%
HK$54,497
baseline
▲ 0.50% · 4.625%
HK$57,370
+HK$2,873/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$108,994/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$788,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,771
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$57,505
−HK$1,763/mo
Today · 4.125%
HK$59,268
baseline
▲ 0.50% · 4.625%
HK$62,874
+HK$3,606/mo
Deposit HK$8.15M · loan HK$12.23M · min. income ≈ HK$118,536/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$788,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,044
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$63,708
−HK$1,688/mo
Today · 4.125%
HK$65,396
baseline
▲ 0.50% · 4.625%
HK$68,843
+HK$3,447/mo
Deposit HK$8.15M · loan HK$12.23M · min. income ≈ HK$130,792/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$788,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,066
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$67,090
−HK$2,056/mo
Today · 4.125%
HK$69,146
baseline
▲ 0.50% · 4.625%
HK$73,353
+HK$4,207/mo
Deposit HK$6.11M · loan HK$14.27M · min. income ≈ HK$138,292/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$788,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,385
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$74,326
−HK$1,970/mo
Today · 4.125%
HK$76,296
baseline
▲ 0.50% · 4.625%
HK$80,317
+HK$4,021/mo
Deposit HK$6.11M · loan HK$14.27M · min. income ≈ HK$152,592/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$788,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,656
−HK$5,246/mo
▼ 0.25% · 3.875%
HK$86,258
−HK$2,644/mo
Today · 4.125%
HK$88,902
baseline
▲ 0.50% · 4.625%
HK$94,311
+HK$5,409/mo
Deposit HK$2.04M · loan HK$18.34M · min. income ≈ HK$177,804/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$788,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,066
−HK$5,028/mo
▼ 0.25% · 3.875%
HK$95,562
−HK$2,532/mo
Today · 4.125%
HK$98,094
baseline
▲ 0.50% · 4.625%
HK$103,265
+HK$5,171/mo
Deposit HK$2.04M · loan HK$18.34M · min. income ≈ HK$196,188/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$788,170 · Scale 2, in force from 26 Feb 2026)