LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,479
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$47,925
−HK$1,469/mo
Today · 4.125%
HK$49,394
baseline
▲ 0.50% · 4.625%
HK$52,399
+HK$3,005/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$98,788/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$788,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,708
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$53,094
−HK$1,407/mo
Today · 4.125%
HK$54,501
baseline
▲ 0.50% · 4.625%
HK$57,374
+HK$2,873/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$109,002/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$788,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,775
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$57,510
−HK$1,763/mo
Today · 4.125%
HK$59,273
baseline
▲ 0.50% · 4.625%
HK$62,879
+HK$3,606/mo
Deposit HK$8.15M · loan HK$12.23M · min. income ≈ HK$118,546/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$788,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,049
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$63,713
−HK$1,689/mo
Today · 4.125%
HK$65,402
baseline
▲ 0.50% · 4.625%
HK$68,849
+HK$3,447/mo
Deposit HK$8.15M · loan HK$12.23M · min. income ≈ HK$130,804/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$788,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,071
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$67,095
−HK$2,056/mo
Today · 4.125%
HK$69,151
baseline
▲ 0.50% · 4.625%
HK$73,359
+HK$4,208/mo
Deposit HK$6.11M · loan HK$14.27M · min. income ≈ HK$138,302/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$788,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,391
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$74,332
−HK$1,970/mo
Today · 4.125%
HK$76,302
baseline
▲ 0.50% · 4.625%
HK$80,324
+HK$4,022/mo
Deposit HK$6.11M · loan HK$14.27M · min. income ≈ HK$152,604/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$788,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,663
−HK$5,246/mo
▼ 0.25% · 3.875%
HK$86,265
−HK$2,644/mo
Today · 4.125%
HK$88,909
baseline
▲ 0.50% · 4.625%
HK$94,319
+HK$5,410/mo
Deposit HK$2.04M · loan HK$18.34M · min. income ≈ HK$177,818/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$788,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,074
−HK$5,028/mo
▼ 0.25% · 3.875%
HK$95,570
−HK$2,532/mo
Today · 4.125%
HK$98,102
baseline
▲ 0.50% · 4.625%
HK$103,273
+HK$5,171/mo
Deposit HK$2.04M · loan HK$18.34M · min. income ≈ HK$196,204/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$788,333 · Scale 2, in force from 26 Feb 2026)