LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,480
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$47,925
−HK$1,469/mo
Today · 4.125%
HK$49,394
baseline
▲ 0.50% · 4.625%
HK$52,400
+HK$3,006/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$98,788/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$788,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,708
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$53,095
−HK$1,407/mo
Today · 4.125%
HK$54,502
baseline
▲ 0.50% · 4.625%
HK$57,375
+HK$2,873/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$109,004/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$788,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,776
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$57,510
−HK$1,763/mo
Today · 4.125%
HK$59,273
baseline
▲ 0.50% · 4.625%
HK$62,880
+HK$3,607/mo
Deposit HK$8.15M · loan HK$12.23M · min. income ≈ HK$118,546/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$788,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,050
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$63,714
−HK$1,688/mo
Today · 4.125%
HK$65,402
baseline
▲ 0.50% · 4.625%
HK$68,850
+HK$3,448/mo
Deposit HK$8.15M · loan HK$12.23M · min. income ≈ HK$130,804/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$788,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,071
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$67,096
−HK$2,056/mo
Today · 4.125%
HK$69,152
baseline
▲ 0.50% · 4.625%
HK$73,360
+HK$4,208/mo
Deposit HK$6.12M · loan HK$14.27M · min. income ≈ HK$138,304/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$788,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,391
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$74,333
−HK$1,969/mo
Today · 4.125%
HK$76,302
baseline
▲ 0.50% · 4.625%
HK$80,324
+HK$4,022/mo
Deposit HK$6.12M · loan HK$14.27M · min. income ≈ HK$152,604/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$788,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,663
−HK$5,247/mo
▼ 0.25% · 3.875%
HK$86,266
−HK$2,644/mo
Today · 4.125%
HK$88,910
baseline
▲ 0.50% · 4.625%
HK$94,320
+HK$5,410/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$177,820/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$788,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,075
−HK$5,028/mo
▼ 0.25% · 3.875%
HK$95,571
−HK$2,532/mo
Today · 4.125%
HK$98,103
baseline
▲ 0.50% · 4.625%
HK$103,274
+HK$5,171/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$196,206/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$788,351 · Scale 2, in force from 26 Feb 2026)