LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,480
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$47,926
−HK$1,469/mo
Today · 4.125%
HK$49,395
baseline
▲ 0.50% · 4.625%
HK$52,401
+HK$3,006/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$98,790/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$788,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,709
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$53,096
−HK$1,407/mo
Today · 4.125%
HK$54,503
baseline
▲ 0.50% · 4.625%
HK$57,375
+HK$2,872/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$109,006/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$788,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,776
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$57,511
−HK$1,763/mo
Today · 4.125%
HK$59,274
baseline
▲ 0.50% · 4.625%
HK$62,881
+HK$3,607/mo
Deposit HK$8.15M · loan HK$12.23M · min. income ≈ HK$118,548/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$788,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,051
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$63,715
−HK$1,688/mo
Today · 4.125%
HK$65,403
baseline
▲ 0.50% · 4.625%
HK$68,851
+HK$3,448/mo
Deposit HK$8.15M · loan HK$12.23M · min. income ≈ HK$130,806/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$788,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,072
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$67,097
−HK$2,056/mo
Today · 4.125%
HK$69,153
baseline
▲ 0.50% · 4.625%
HK$73,361
+HK$4,208/mo
Deposit HK$6.12M · loan HK$14.27M · min. income ≈ HK$138,306/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$788,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,392
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$74,334
−HK$1,970/mo
Today · 4.125%
HK$76,304
baseline
▲ 0.50% · 4.625%
HK$80,326
+HK$4,022/mo
Deposit HK$6.12M · loan HK$14.27M · min. income ≈ HK$152,608/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$788,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,665
−HK$5,246/mo
▼ 0.25% · 3.875%
HK$86,267
−HK$2,644/mo
Today · 4.125%
HK$88,911
baseline
▲ 0.50% · 4.625%
HK$94,321
+HK$5,410/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$177,822/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$788,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,076
−HK$5,029/mo
▼ 0.25% · 3.875%
HK$95,572
−HK$2,533/mo
Today · 4.125%
HK$98,105
baseline
▲ 0.50% · 4.625%
HK$103,276
+HK$5,171/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$196,210/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$788,381 · Scale 2, in force from 26 Feb 2026)