LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,481
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$47,927
−HK$1,469/mo
Today · 4.125%
HK$49,396
baseline
▲ 0.50% · 4.625%
HK$52,401
+HK$3,005/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$98,792/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$788,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,710
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$53,096
−HK$1,407/mo
Today · 4.125%
HK$54,503
baseline
▲ 0.50% · 4.625%
HK$57,376
+HK$2,873/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$109,006/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$788,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,777
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$57,512
−HK$1,763/mo
Today · 4.125%
HK$59,275
baseline
▲ 0.50% · 4.625%
HK$62,882
+HK$3,607/mo
Deposit HK$8.15M · loan HK$12.23M · min. income ≈ HK$118,550/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$788,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,052
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$63,716
−HK$1,688/mo
Today · 4.125%
HK$65,404
baseline
▲ 0.50% · 4.625%
HK$68,851
+HK$3,447/mo
Deposit HK$8.15M · loan HK$12.23M · min. income ≈ HK$130,808/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$788,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,073
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$67,097
−HK$2,057/mo
Today · 4.125%
HK$69,154
baseline
▲ 0.50% · 4.625%
HK$73,362
+HK$4,208/mo
Deposit HK$6.12M · loan HK$14.27M · min. income ≈ HK$138,308/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$788,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,393
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$74,335
−HK$1,970/mo
Today · 4.125%
HK$76,305
baseline
▲ 0.50% · 4.625%
HK$80,327
+HK$4,022/mo
Deposit HK$6.12M · loan HK$14.27M · min. income ≈ HK$152,610/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$788,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,666
−HK$5,246/mo
▼ 0.25% · 3.875%
HK$86,268
−HK$2,644/mo
Today · 4.125%
HK$88,912
baseline
▲ 0.50% · 4.625%
HK$94,322
+HK$5,410/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$177,824/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$788,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,077
−HK$5,029/mo
▼ 0.25% · 3.875%
HK$95,574
−HK$2,532/mo
Today · 4.125%
HK$98,106
baseline
▲ 0.50% · 4.625%
HK$103,277
+HK$5,171/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$196,212/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$788,409 · Scale 2, in force from 26 Feb 2026)