LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,482
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$47,928
−HK$1,469/mo
Today · 4.125%
HK$49,397
baseline
▲ 0.50% · 4.625%
HK$52,403
+HK$3,006/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$98,794/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$788,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,711
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$53,098
−HK$1,407/mo
Today · 4.125%
HK$54,505
baseline
▲ 0.50% · 4.625%
HK$57,378
+HK$2,873/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$109,010/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$788,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,779
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$57,514
−HK$1,763/mo
Today · 4.125%
HK$59,277
baseline
▲ 0.50% · 4.625%
HK$62,883
+HK$3,606/mo
Deposit HK$8.15M · loan HK$12.23M · min. income ≈ HK$118,554/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$788,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,053
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$63,718
−HK$1,688/mo
Today · 4.125%
HK$65,406
baseline
▲ 0.50% · 4.625%
HK$68,854
+HK$3,448/mo
Deposit HK$8.15M · loan HK$12.23M · min. income ≈ HK$130,812/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$788,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,075
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$67,099
−HK$2,057/mo
Today · 4.125%
HK$69,156
baseline
▲ 0.50% · 4.625%
HK$73,364
+HK$4,208/mo
Deposit HK$6.12M · loan HK$14.27M · min. income ≈ HK$138,312/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$788,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,396
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$74,337
−HK$1,970/mo
Today · 4.125%
HK$76,307
baseline
▲ 0.50% · 4.625%
HK$80,329
+HK$4,022/mo
Deposit HK$6.12M · loan HK$14.27M · min. income ≈ HK$152,614/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$788,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,668
−HK$5,247/mo
▼ 0.25% · 3.875%
HK$86,271
−HK$2,644/mo
Today · 4.125%
HK$88,915
baseline
▲ 0.50% · 4.625%
HK$94,325
+HK$5,410/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$177,830/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$788,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,080
−HK$5,029/mo
▼ 0.25% · 3.875%
HK$95,576
−HK$2,533/mo
Today · 4.125%
HK$98,109
baseline
▲ 0.50% · 4.625%
HK$103,280
+HK$5,171/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$196,218/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$788,470 · Scale 2, in force from 26 Feb 2026)