LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,485
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$47,931
−HK$1,469/mo
Today · 4.125%
HK$49,400
baseline
▲ 0.50% · 4.625%
HK$52,406
+HK$3,006/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$98,800/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$788,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,714
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$53,101
−HK$1,407/mo
Today · 4.125%
HK$54,508
baseline
▲ 0.50% · 4.625%
HK$57,381
+HK$2,873/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$109,016/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$788,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,782
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$57,517
−HK$1,763/mo
Today · 4.125%
HK$59,280
baseline
▲ 0.50% · 4.625%
HK$62,887
+HK$3,607/mo
Deposit HK$8.15M · loan HK$12.23M · min. income ≈ HK$118,560/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$788,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,057
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$63,721
−HK$1,689/mo
Today · 4.125%
HK$65,410
baseline
▲ 0.50% · 4.625%
HK$68,858
+HK$3,448/mo
Deposit HK$8.15M · loan HK$12.23M · min. income ≈ HK$130,820/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$788,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,079
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$67,104
−HK$2,056/mo
Today · 4.125%
HK$69,160
baseline
▲ 0.50% · 4.625%
HK$73,368
+HK$4,208/mo
Deposit HK$6.12M · loan HK$14.27M · min. income ≈ HK$138,320/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$788,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,400
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$74,342
−HK$1,969/mo
Today · 4.125%
HK$76,311
baseline
▲ 0.50% · 4.625%
HK$80,334
+HK$4,023/mo
Deposit HK$6.12M · loan HK$14.27M · min. income ≈ HK$152,622/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$788,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,673
−HK$5,247/mo
▼ 0.25% · 3.875%
HK$86,276
−HK$2,644/mo
Today · 4.125%
HK$88,920
baseline
▲ 0.50% · 4.625%
HK$94,331
+HK$5,411/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$177,840/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$788,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,086
−HK$5,029/mo
▼ 0.25% · 3.875%
HK$95,582
−HK$2,533/mo
Today · 4.125%
HK$98,115
baseline
▲ 0.50% · 4.625%
HK$103,287
+HK$5,172/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$196,230/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$788,593 · Scale 2, in force from 26 Feb 2026)