LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,487
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$47,933
−HK$1,469/mo
Today · 4.125%
HK$49,402
baseline
▲ 0.50% · 4.625%
HK$52,408
+HK$3,006/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$98,804/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$788,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,716
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$53,103
−HK$1,407/mo
Today · 4.125%
HK$54,510
baseline
▲ 0.50% · 4.625%
HK$57,383
+HK$2,873/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$109,020/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$788,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,784
−HK$3,498/mo
▼ 0.25% · 3.875%
HK$57,519
−HK$1,763/mo
Today · 4.125%
HK$59,282
baseline
▲ 0.50% · 4.625%
HK$62,889
+HK$3,607/mo
Deposit HK$8.15M · loan HK$12.23M · min. income ≈ HK$118,564/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$788,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,059
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$63,724
−HK$1,688/mo
Today · 4.125%
HK$65,412
baseline
▲ 0.50% · 4.625%
HK$68,860
+HK$3,448/mo
Deposit HK$8.15M · loan HK$12.23M · min. income ≈ HK$130,824/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$788,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,081
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$67,106
−HK$2,057/mo
Today · 4.125%
HK$69,163
baseline
▲ 0.50% · 4.625%
HK$73,371
+HK$4,208/mo
Deposit HK$6.12M · loan HK$14.27M · min. income ≈ HK$138,326/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$788,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,402
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$74,344
−HK$1,970/mo
Today · 4.125%
HK$76,314
baseline
▲ 0.50% · 4.625%
HK$80,337
+HK$4,023/mo
Deposit HK$6.12M · loan HK$14.27M · min. income ≈ HK$152,628/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$788,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,676
−HK$5,247/mo
▼ 0.25% · 3.875%
HK$86,279
−HK$2,644/mo
Today · 4.125%
HK$88,923
baseline
▲ 0.50% · 4.625%
HK$94,334
+HK$5,411/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$177,846/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$788,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,089
−HK$5,029/mo
▼ 0.25% · 3.875%
HK$95,585
−HK$2,533/mo
Today · 4.125%
HK$98,118
baseline
▲ 0.50% · 4.625%
HK$103,290
+HK$5,172/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$196,236/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$788,662 · Scale 2, in force from 26 Feb 2026)