LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,487
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$47,933
−HK$1,469/mo
Today · 4.125%
HK$49,402
baseline
▲ 0.50% · 4.625%
HK$52,408
+HK$3,006/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$98,804/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$788,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,716
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$53,103
−HK$1,407/mo
Today · 4.125%
HK$54,510
baseline
▲ 0.50% · 4.625%
HK$57,384
+HK$2,874/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$109,020/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$788,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,784
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,520
−HK$1,763/mo
Today · 4.125%
HK$59,283
baseline
▲ 0.50% · 4.625%
HK$62,890
+HK$3,607/mo
Deposit HK$8.15M · loan HK$12.23M · min. income ≈ HK$118,566/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$788,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,060
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$63,724
−HK$1,689/mo
Today · 4.125%
HK$65,413
baseline
▲ 0.50% · 4.625%
HK$68,860
+HK$3,447/mo
Deposit HK$8.15M · loan HK$12.23M · min. income ≈ HK$130,826/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$788,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,082
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$67,106
−HK$2,057/mo
Today · 4.125%
HK$69,163
baseline
▲ 0.50% · 4.625%
HK$73,371
+HK$4,208/mo
Deposit HK$6.12M · loan HK$14.27M · min. income ≈ HK$138,326/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$788,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,403
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$74,345
−HK$1,970/mo
Today · 4.125%
HK$76,315
baseline
▲ 0.50% · 4.625%
HK$80,337
+HK$4,022/mo
Deposit HK$6.12M · loan HK$14.27M · min. income ≈ HK$152,630/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$788,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,677
−HK$5,247/mo
▼ 0.25% · 3.875%
HK$86,279
−HK$2,645/mo
Today · 4.125%
HK$88,924
baseline
▲ 0.50% · 4.625%
HK$94,335
+HK$5,411/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$177,848/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$788,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,089
−HK$5,030/mo
▼ 0.25% · 3.875%
HK$95,586
−HK$2,533/mo
Today · 4.125%
HK$98,119
baseline
▲ 0.50% · 4.625%
HK$103,291
+HK$5,172/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$196,238/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$788,676 · Scale 2, in force from 26 Feb 2026)