LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,489
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,936
−HK$1,469/mo
Today · 4.125%
HK$49,405
baseline
▲ 0.50% · 4.625%
HK$52,411
+HK$3,006/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$98,810/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$788,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,719
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$53,106
−HK$1,407/mo
Today · 4.125%
HK$54,513
baseline
▲ 0.50% · 4.625%
HK$57,387
+HK$2,874/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$109,026/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$788,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,787
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,523
−HK$1,763/mo
Today · 4.125%
HK$59,286
baseline
▲ 0.50% · 4.625%
HK$62,893
+HK$3,607/mo
Deposit HK$8.16M · loan HK$12.23M · min. income ≈ HK$118,572/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$788,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,063
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$63,727
−HK$1,689/mo
Today · 4.125%
HK$65,416
baseline
▲ 0.50% · 4.625%
HK$68,864
+HK$3,448/mo
Deposit HK$8.16M · loan HK$12.23M · min. income ≈ HK$130,832/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$788,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,085
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$67,110
−HK$2,057/mo
Today · 4.125%
HK$69,167
baseline
▲ 0.50% · 4.625%
HK$73,375
+HK$4,208/mo
Deposit HK$6.12M · loan HK$14.27M · min. income ≈ HK$138,334/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$788,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,407
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$74,349
−HK$1,970/mo
Today · 4.125%
HK$76,319
baseline
▲ 0.50% · 4.625%
HK$80,341
+HK$4,022/mo
Deposit HK$6.12M · loan HK$14.27M · min. income ≈ HK$152,638/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$788,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,681
−HK$5,247/mo
▼ 0.25% · 3.875%
HK$86,284
−HK$2,644/mo
Today · 4.125%
HK$88,928
baseline
▲ 0.50% · 4.625%
HK$94,340
+HK$5,412/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$177,856/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$788,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,094
−HK$5,030/mo
▼ 0.25% · 3.875%
HK$95,591
−HK$2,533/mo
Today · 4.125%
HK$98,124
baseline
▲ 0.50% · 4.625%
HK$103,296
+HK$5,172/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$196,248/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$788,781 · Scale 2, in force from 26 Feb 2026)