LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,490
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,936
−HK$1,470/mo
Today · 4.125%
HK$49,406
baseline
▲ 0.50% · 4.625%
HK$52,412
+HK$3,006/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$98,812/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$788,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,720
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$53,107
−HK$1,407/mo
Today · 4.125%
HK$54,514
baseline
▲ 0.50% · 4.625%
HK$57,388
+HK$2,874/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$109,028/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$788,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,788
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,524
−HK$1,763/mo
Today · 4.125%
HK$59,287
baseline
▲ 0.50% · 4.625%
HK$62,894
+HK$3,607/mo
Deposit HK$8.16M · loan HK$12.23M · min. income ≈ HK$118,574/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$788,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,064
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$63,729
−HK$1,688/mo
Today · 4.125%
HK$65,417
baseline
▲ 0.50% · 4.625%
HK$68,865
+HK$3,448/mo
Deposit HK$8.16M · loan HK$12.23M · min. income ≈ HK$130,834/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$788,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,086
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$67,111
−HK$2,057/mo
Today · 4.125%
HK$69,168
baseline
▲ 0.50% · 4.625%
HK$73,377
+HK$4,209/mo
Deposit HK$6.12M · loan HK$14.27M · min. income ≈ HK$138,336/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$788,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,408
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$74,350
−HK$1,970/mo
Today · 4.125%
HK$76,320
baseline
▲ 0.50% · 4.625%
HK$80,343
+HK$4,023/mo
Deposit HK$6.12M · loan HK$14.27M · min. income ≈ HK$152,640/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$788,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,683
−HK$5,247/mo
▼ 0.25% · 3.875%
HK$86,286
−HK$2,644/mo
Today · 4.125%
HK$88,930
baseline
▲ 0.50% · 4.625%
HK$94,341
+HK$5,411/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$177,860/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$788,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,096
−HK$5,030/mo
▼ 0.25% · 3.875%
HK$95,593
−HK$2,533/mo
Today · 4.125%
HK$98,126
baseline
▲ 0.50% · 4.625%
HK$103,298
+HK$5,172/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$196,252/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$788,820 · Scale 2, in force from 26 Feb 2026)