LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,493
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,939
−HK$1,470/mo
Today · 4.125%
HK$49,409
baseline
▲ 0.50% · 4.625%
HK$52,415
+HK$3,006/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$98,818/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$788,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,723
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$53,110
−HK$1,408/mo
Today · 4.125%
HK$54,518
baseline
▲ 0.50% · 4.625%
HK$57,391
+HK$2,873/mo
Deposit HK$10.19M · loan HK$10.19M · min. income ≈ HK$109,036/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$788,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,792
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,527
−HK$1,764/mo
Today · 4.125%
HK$59,291
baseline
▲ 0.50% · 4.625%
HK$62,898
+HK$3,607/mo
Deposit HK$8.16M · loan HK$12.23M · min. income ≈ HK$118,582/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$788,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,068
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$63,733
−HK$1,688/mo
Today · 4.125%
HK$65,421
baseline
▲ 0.50% · 4.625%
HK$68,870
+HK$3,449/mo
Deposit HK$8.16M · loan HK$12.23M · min. income ≈ HK$130,842/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$788,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,091
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$67,115
−HK$2,057/mo
Today · 4.125%
HK$69,172
baseline
▲ 0.50% · 4.625%
HK$73,381
+HK$4,209/mo
Deposit HK$6.12M · loan HK$14.27M · min. income ≈ HK$138,344/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$788,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,413
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$74,355
−HK$1,970/mo
Today · 4.125%
HK$76,325
baseline
▲ 0.50% · 4.625%
HK$80,348
+HK$4,023/mo
Deposit HK$6.12M · loan HK$14.27M · min. income ≈ HK$152,650/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$788,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,688
−HK$5,248/mo
▼ 0.25% · 3.875%
HK$86,291
−HK$2,645/mo
Today · 4.125%
HK$88,936
baseline
▲ 0.50% · 4.625%
HK$94,347
+HK$5,411/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$177,872/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$788,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,102
−HK$5,030/mo
▼ 0.25% · 3.875%
HK$95,599
−HK$2,533/mo
Today · 4.125%
HK$98,132
baseline
▲ 0.50% · 4.625%
HK$103,305
+HK$5,173/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$196,264/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$788,950 · Scale 2, in force from 26 Feb 2026)