LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,496
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,943
−HK$1,469/mo
Today · 4.125%
HK$49,412
baseline
▲ 0.50% · 4.625%
HK$52,419
+HK$3,007/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$98,824/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$789,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,727
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$53,114
−HK$1,408/mo
Today · 4.125%
HK$54,522
baseline
▲ 0.50% · 4.625%
HK$57,395
+HK$2,873/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$109,044/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$789,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,796
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,531
−HK$1,764/mo
Today · 4.125%
HK$59,295
baseline
▲ 0.50% · 4.625%
HK$62,903
+HK$3,608/mo
Deposit HK$8.16M · loan HK$12.23M · min. income ≈ HK$118,590/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,072
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$63,737
−HK$1,689/mo
Today · 4.125%
HK$65,426
baseline
▲ 0.50% · 4.625%
HK$68,875
+HK$3,449/mo
Deposit HK$8.16M · loan HK$12.23M · min. income ≈ HK$130,852/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,095
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$67,120
−HK$2,057/mo
Today · 4.125%
HK$69,177
baseline
▲ 0.50% · 4.625%
HK$73,386
+HK$4,209/mo
Deposit HK$6.12M · loan HK$14.27M · min. income ≈ HK$138,354/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,418
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$74,360
−HK$1,970/mo
Today · 4.125%
HK$76,330
baseline
▲ 0.50% · 4.625%
HK$80,354
+HK$4,024/mo
Deposit HK$6.12M · loan HK$14.27M · min. income ≈ HK$152,660/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,694
−HK$5,248/mo
▼ 0.25% · 3.875%
HK$86,297
−HK$2,645/mo
Today · 4.125%
HK$88,942
baseline
▲ 0.50% · 4.625%
HK$94,354
+HK$5,412/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$177,884/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,108
−HK$5,031/mo
▼ 0.25% · 3.875%
HK$95,605
−HK$2,534/mo
Today · 4.125%
HK$98,139
baseline
▲ 0.50% · 4.625%
HK$103,312
+HK$5,173/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$196,278/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,091 · Scale 2, in force from 26 Feb 2026)