LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,498
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,944
−HK$1,470/mo
Today · 4.125%
HK$49,414
baseline
▲ 0.50% · 4.625%
HK$52,420
+HK$3,006/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$98,828/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$789,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,728
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$53,116
−HK$1,407/mo
Today · 4.125%
HK$54,523
baseline
▲ 0.50% · 4.625%
HK$57,397
+HK$2,874/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$109,046/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$789,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,797
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,533
−HK$1,763/mo
Today · 4.125%
HK$59,296
baseline
▲ 0.50% · 4.625%
HK$62,904
+HK$3,608/mo
Deposit HK$8.16M · loan HK$12.23M · min. income ≈ HK$118,592/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,074
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$63,739
−HK$1,689/mo
Today · 4.125%
HK$65,428
baseline
▲ 0.50% · 4.625%
HK$68,876
+HK$3,448/mo
Deposit HK$8.16M · loan HK$12.23M · min. income ≈ HK$130,856/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,097
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$67,122
−HK$2,057/mo
Today · 4.125%
HK$69,179
baseline
▲ 0.50% · 4.625%
HK$73,388
+HK$4,209/mo
Deposit HK$6.12M · loan HK$14.27M · min. income ≈ HK$138,358/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,420
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$74,362
−HK$1,970/mo
Today · 4.125%
HK$76,332
baseline
▲ 0.50% · 4.625%
HK$80,356
+HK$4,024/mo
Deposit HK$6.12M · loan HK$14.27M · min. income ≈ HK$152,664/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,696
−HK$5,248/mo
▼ 0.25% · 3.875%
HK$86,299
−HK$2,645/mo
Today · 4.125%
HK$88,944
baseline
▲ 0.50% · 4.625%
HK$94,356
+HK$5,412/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$177,888/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,111
−HK$5,030/mo
▼ 0.25% · 3.875%
HK$95,608
−HK$2,533/mo
Today · 4.125%
HK$98,141
baseline
▲ 0.50% · 4.625%
HK$103,315
+HK$5,174/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$196,282/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,146 · Scale 2, in force from 26 Feb 2026)