LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,499
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,945
−HK$1,470/mo
Today · 4.125%
HK$49,415
baseline
▲ 0.50% · 4.625%
HK$52,422
+HK$3,007/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$98,830/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$789,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,730
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$53,117
−HK$1,407/mo
Today · 4.125%
HK$54,524
baseline
▲ 0.50% · 4.625%
HK$57,399
+HK$2,875/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$109,048/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$789,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,799
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,534
−HK$1,764/mo
Today · 4.125%
HK$59,298
baseline
▲ 0.50% · 4.625%
HK$62,906
+HK$3,608/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$118,596/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,076
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$63,740
−HK$1,689/mo
Today · 4.125%
HK$65,429
baseline
▲ 0.50% · 4.625%
HK$68,878
+HK$3,449/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$130,858/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,099
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$67,124
−HK$2,057/mo
Today · 4.125%
HK$69,181
baseline
▲ 0.50% · 4.625%
HK$73,390
+HK$4,209/mo
Deposit HK$6.12M · loan HK$14.27M · min. income ≈ HK$138,362/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,422
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$74,364
−HK$1,970/mo
Today · 4.125%
HK$76,334
baseline
▲ 0.50% · 4.625%
HK$80,358
+HK$4,024/mo
Deposit HK$6.12M · loan HK$14.27M · min. income ≈ HK$152,668/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,698
−HK$5,249/mo
▼ 0.25% · 3.875%
HK$86,302
−HK$2,645/mo
Today · 4.125%
HK$88,947
baseline
▲ 0.50% · 4.625%
HK$94,359
+HK$5,412/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$177,894/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,113
−HK$5,031/mo
▼ 0.25% · 3.875%
HK$95,611
−HK$2,533/mo
Today · 4.125%
HK$98,144
baseline
▲ 0.50% · 4.625%
HK$103,317
+HK$5,173/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$196,288/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,202 · Scale 2, in force from 26 Feb 2026)