LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,501
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$47,948
−HK$1,470/mo
Today · 4.125%
HK$49,418
baseline
▲ 0.50% · 4.625%
HK$52,424
+HK$3,006/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$98,836/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$789,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,732
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$53,120
−HK$1,407/mo
Today · 4.125%
HK$54,527
baseline
▲ 0.50% · 4.625%
HK$57,402
+HK$2,875/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$109,054/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$789,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,802
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,538
−HK$1,763/mo
Today · 4.125%
HK$59,301
baseline
▲ 0.50% · 4.625%
HK$62,909
+HK$3,608/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$118,602/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,079
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$63,744
−HK$1,689/mo
Today · 4.125%
HK$65,433
baseline
▲ 0.50% · 4.625%
HK$68,882
+HK$3,449/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$130,866/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,102
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$67,127
−HK$2,058/mo
Today · 4.125%
HK$69,185
baseline
▲ 0.50% · 4.625%
HK$73,394
+HK$4,209/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$138,370/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,425
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$74,368
−HK$1,970/mo
Today · 4.125%
HK$76,338
baseline
▲ 0.50% · 4.625%
HK$80,362
+HK$4,024/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$152,676/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,703
−HK$5,249/mo
▼ 0.25% · 3.875%
HK$86,306
−HK$2,646/mo
Today · 4.125%
HK$88,952
baseline
▲ 0.50% · 4.625%
HK$94,364
+HK$5,412/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$177,904/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,118
−HK$5,031/mo
▼ 0.25% · 3.875%
HK$95,616
−HK$2,533/mo
Today · 4.125%
HK$98,149
baseline
▲ 0.50% · 4.625%
HK$103,323
+HK$5,174/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$196,298/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,309 · Scale 2, in force from 26 Feb 2026)