LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,502
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,949
−HK$1,469/mo
Today · 4.125%
HK$49,418
baseline
▲ 0.50% · 4.625%
HK$52,425
+HK$3,007/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$98,836/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$789,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,733
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$53,121
−HK$1,407/mo
Today · 4.125%
HK$54,528
baseline
▲ 0.50% · 4.625%
HK$57,403
+HK$2,875/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$109,056/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$789,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,803
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,539
−HK$1,763/mo
Today · 4.125%
HK$59,302
baseline
▲ 0.50% · 4.625%
HK$62,910
+HK$3,608/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$118,604/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,080
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$63,745
−HK$1,689/mo
Today · 4.125%
HK$65,434
baseline
▲ 0.50% · 4.625%
HK$68,883
+HK$3,449/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$130,868/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,103
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$67,128
−HK$2,058/mo
Today · 4.125%
HK$69,186
baseline
▲ 0.50% · 4.625%
HK$73,396
+HK$4,210/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$138,372/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,427
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$74,369
−HK$1,971/mo
Today · 4.125%
HK$76,340
baseline
▲ 0.50% · 4.625%
HK$80,364
+HK$4,024/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$152,680/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,704
−HK$5,249/mo
▼ 0.25% · 3.875%
HK$86,308
−HK$2,645/mo
Today · 4.125%
HK$88,953
baseline
▲ 0.50% · 4.625%
HK$94,366
+HK$5,413/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$177,906/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,120
−HK$5,031/mo
▼ 0.25% · 3.875%
HK$95,617
−HK$2,534/mo
Today · 4.125%
HK$98,151
baseline
▲ 0.50% · 4.625%
HK$103,325
+HK$5,174/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$196,302/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,345 · Scale 2, in force from 26 Feb 2026)