LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,503
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,950
−HK$1,469/mo
Today · 4.125%
HK$49,419
baseline
▲ 0.50% · 4.625%
HK$52,426
+HK$3,007/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$98,838/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$789,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,734
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$53,122
−HK$1,407/mo
Today · 4.125%
HK$54,529
baseline
▲ 0.50% · 4.625%
HK$57,404
+HK$2,875/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$109,058/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$789,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,804
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,539
−HK$1,764/mo
Today · 4.125%
HK$59,303
baseline
▲ 0.50% · 4.625%
HK$62,912
+HK$3,609/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$118,606/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,081
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$63,746
−HK$1,689/mo
Today · 4.125%
HK$65,435
baseline
▲ 0.50% · 4.625%
HK$68,884
+HK$3,449/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$130,870/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,104
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$67,129
−HK$2,058/mo
Today · 4.125%
HK$69,187
baseline
▲ 0.50% · 4.625%
HK$73,397
+HK$4,210/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$138,374/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,428
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$74,370
−HK$1,971/mo
Today · 4.125%
HK$76,341
baseline
▲ 0.50% · 4.625%
HK$80,365
+HK$4,024/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$152,682/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,706
−HK$5,249/mo
▼ 0.25% · 3.875%
HK$86,309
−HK$2,646/mo
Today · 4.125%
HK$88,955
baseline
▲ 0.50% · 4.625%
HK$94,367
+HK$5,412/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$177,910/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,122
−HK$5,031/mo
▼ 0.25% · 3.875%
HK$95,619
−HK$2,534/mo
Today · 4.125%
HK$98,153
baseline
▲ 0.50% · 4.625%
HK$103,326
+HK$5,173/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$196,306/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,379 · Scale 2, in force from 26 Feb 2026)