LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,504
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,950
−HK$1,470/mo
Today · 4.125%
HK$49,420
baseline
▲ 0.50% · 4.625%
HK$52,427
+HK$3,007/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$98,840/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$789,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,735
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$53,123
−HK$1,407/mo
Today · 4.125%
HK$54,530
baseline
▲ 0.50% · 4.625%
HK$57,405
+HK$2,875/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$109,060/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$789,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,805
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,540
−HK$1,764/mo
Today · 4.125%
HK$59,304
baseline
▲ 0.50% · 4.625%
HK$62,913
+HK$3,609/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$118,608/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,082
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$63,747
−HK$1,689/mo
Today · 4.125%
HK$65,436
baseline
▲ 0.50% · 4.625%
HK$68,885
+HK$3,449/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$130,872/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,105
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$67,131
−HK$2,057/mo
Today · 4.125%
HK$69,188
baseline
▲ 0.50% · 4.625%
HK$73,398
+HK$4,210/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$138,376/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,429
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$74,372
−HK$1,970/mo
Today · 4.125%
HK$76,342
baseline
▲ 0.50% · 4.625%
HK$80,366
+HK$4,024/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$152,684/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,707
−HK$5,249/mo
▼ 0.25% · 3.875%
HK$86,311
−HK$2,645/mo
Today · 4.125%
HK$88,956
baseline
▲ 0.50% · 4.625%
HK$94,369
+HK$5,413/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$177,912/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,123
−HK$5,031/mo
▼ 0.25% · 3.875%
HK$95,621
−HK$2,533/mo
Today · 4.125%
HK$98,154
baseline
▲ 0.50% · 4.625%
HK$103,328
+HK$5,174/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$196,308/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,414 · Scale 2, in force from 26 Feb 2026)