LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,504
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,951
−HK$1,469/mo
Today · 4.125%
HK$49,420
baseline
▲ 0.50% · 4.625%
HK$52,427
+HK$3,007/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$98,840/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$789,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,735
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$53,123
−HK$1,408/mo
Today · 4.125%
HK$54,531
baseline
▲ 0.50% · 4.625%
HK$57,405
+HK$2,874/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$109,062/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$789,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,805
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,541
−HK$1,763/mo
Today · 4.125%
HK$59,304
baseline
▲ 0.50% · 4.625%
HK$62,913
+HK$3,609/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$118,608/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,082
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$63,747
−HK$1,690/mo
Today · 4.125%
HK$65,437
baseline
▲ 0.50% · 4.625%
HK$68,886
+HK$3,449/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$130,874/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,106
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$67,131
−HK$2,058/mo
Today · 4.125%
HK$69,189
baseline
▲ 0.50% · 4.625%
HK$73,398
+HK$4,209/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$138,378/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,430
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$74,372
−HK$1,971/mo
Today · 4.125%
HK$76,343
baseline
▲ 0.50% · 4.625%
HK$80,367
+HK$4,024/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$152,686/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,707
−HK$5,250/mo
▼ 0.25% · 3.875%
HK$86,311
−HK$2,646/mo
Today · 4.125%
HK$88,957
baseline
▲ 0.50% · 4.625%
HK$94,369
+HK$5,412/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$177,914/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,124
−HK$5,031/mo
▼ 0.25% · 3.875%
HK$95,621
−HK$2,534/mo
Today · 4.125%
HK$98,155
baseline
▲ 0.50% · 4.625%
HK$103,329
+HK$5,174/mo
Deposit HK$2.04M · loan HK$18.35M · min. income ≈ HK$196,310/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,427 · Scale 2, in force from 26 Feb 2026)