LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,506
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,952
−HK$1,470/mo
Today · 4.125%
HK$49,422
baseline
▲ 0.50% · 4.625%
HK$52,429
+HK$3,007/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$98,844/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$789,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,737
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$53,125
−HK$1,407/mo
Today · 4.125%
HK$54,532
baseline
▲ 0.50% · 4.625%
HK$57,407
+HK$2,875/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$109,064/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$789,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,807
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,543
−HK$1,763/mo
Today · 4.125%
HK$59,306
baseline
▲ 0.50% · 4.625%
HK$62,915
+HK$3,609/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$118,612/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,084
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$63,750
−HK$1,689/mo
Today · 4.125%
HK$65,439
baseline
▲ 0.50% · 4.625%
HK$68,888
+HK$3,449/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$130,878/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,108
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$67,133
−HK$2,058/mo
Today · 4.125%
HK$69,191
baseline
▲ 0.50% · 4.625%
HK$73,401
+HK$4,210/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$138,382/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,432
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$74,374
−HK$1,971/mo
Today · 4.125%
HK$76,345
baseline
▲ 0.50% · 4.625%
HK$80,369
+HK$4,024/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$152,690/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,710
−HK$5,249/mo
▼ 0.25% · 3.875%
HK$86,314
−HK$2,645/mo
Today · 4.125%
HK$88,959
baseline
▲ 0.50% · 4.625%
HK$94,372
+HK$5,413/mo
Deposit HK$2.04M · loan HK$18.36M · min. income ≈ HK$177,918/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,127
−HK$5,031/mo
▼ 0.25% · 3.875%
HK$95,624
−HK$2,534/mo
Today · 4.125%
HK$98,158
baseline
▲ 0.50% · 4.625%
HK$103,332
+HK$5,174/mo
Deposit HK$2.04M · loan HK$18.36M · min. income ≈ HK$196,316/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,491 · Scale 2, in force from 26 Feb 2026)