LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,507
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,953
−HK$1,470/mo
Today · 4.125%
HK$49,423
baseline
▲ 0.50% · 4.625%
HK$52,430
+HK$3,007/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$98,846/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$789,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,738
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$53,126
−HK$1,407/mo
Today · 4.125%
HK$54,533
baseline
▲ 0.50% · 4.625%
HK$57,408
+HK$2,875/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$109,066/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$789,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,808
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$57,544
−HK$1,764/mo
Today · 4.125%
HK$59,308
baseline
▲ 0.50% · 4.625%
HK$62,916
+HK$3,608/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$118,616/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,086
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$63,751
−HK$1,689/mo
Today · 4.125%
HK$65,440
baseline
▲ 0.50% · 4.625%
HK$68,889
+HK$3,449/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$130,880/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,109
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$67,134
−HK$2,058/mo
Today · 4.125%
HK$69,192
baseline
▲ 0.50% · 4.625%
HK$73,402
+HK$4,210/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$138,384/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,433
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$74,376
−HK$1,971/mo
Today · 4.125%
HK$76,347
baseline
▲ 0.50% · 4.625%
HK$80,371
+HK$4,024/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$152,694/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,712
−HK$5,249/mo
▼ 0.25% · 3.875%
HK$86,316
−HK$2,645/mo
Today · 4.125%
HK$88,961
baseline
▲ 0.50% · 4.625%
HK$94,374
+HK$5,413/mo
Deposit HK$2.04M · loan HK$18.36M · min. income ≈ HK$177,922/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,129
−HK$5,031/mo
▼ 0.25% · 3.875%
HK$95,626
−HK$2,534/mo
Today · 4.125%
HK$98,160
baseline
▲ 0.50% · 4.625%
HK$103,334
+HK$5,174/mo
Deposit HK$2.04M · loan HK$18.36M · min. income ≈ HK$196,320/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,534 · Scale 2, in force from 26 Feb 2026)