LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,507
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$47,954
−HK$1,470/mo
Today · 4.125%
HK$49,424
baseline
▲ 0.50% · 4.625%
HK$52,431
+HK$3,007/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$98,848/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$789,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,739
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$53,126
−HK$1,408/mo
Today · 4.125%
HK$54,534
baseline
▲ 0.50% · 4.625%
HK$57,409
+HK$2,875/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$109,068/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$789,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,809
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,545
−HK$1,763/mo
Today · 4.125%
HK$59,308
baseline
▲ 0.50% · 4.625%
HK$62,917
+HK$3,609/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$118,616/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,086
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$63,752
−HK$1,689/mo
Today · 4.125%
HK$65,441
baseline
▲ 0.50% · 4.625%
HK$68,890
+HK$3,449/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$130,882/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,110
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$67,135
−HK$2,058/mo
Today · 4.125%
HK$69,193
baseline
▲ 0.50% · 4.625%
HK$73,403
+HK$4,210/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$138,386/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,434
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$74,377
−HK$1,971/mo
Today · 4.125%
HK$76,348
baseline
▲ 0.50% · 4.625%
HK$80,372
+HK$4,024/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$152,696/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,713
−HK$5,249/mo
▼ 0.25% · 3.875%
HK$86,317
−HK$2,645/mo
Today · 4.125%
HK$88,962
baseline
▲ 0.50% · 4.625%
HK$94,375
+HK$5,413/mo
Deposit HK$2.04M · loan HK$18.36M · min. income ≈ HK$177,924/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,130
−HK$5,031/mo
▼ 0.25% · 3.875%
HK$95,627
−HK$2,534/mo
Today · 4.125%
HK$98,161
baseline
▲ 0.50% · 4.625%
HK$103,335
+HK$5,174/mo
Deposit HK$2.04M · loan HK$18.36M · min. income ≈ HK$196,322/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,557 · Scale 2, in force from 26 Feb 2026)