LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,509
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,956
−HK$1,469/mo
Today · 4.125%
HK$49,425
baseline
▲ 0.50% · 4.625%
HK$52,433
+HK$3,008/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$98,850/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$789,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,741
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$53,128
−HK$1,408/mo
Today · 4.125%
HK$54,536
baseline
▲ 0.50% · 4.625%
HK$57,411
+HK$2,875/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$109,072/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$789,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,811
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$57,547
−HK$1,763/mo
Today · 4.125%
HK$59,310
baseline
▲ 0.50% · 4.625%
HK$62,919
+HK$3,609/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$118,620/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,089
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$63,754
−HK$1,689/mo
Today · 4.125%
HK$65,443
baseline
▲ 0.50% · 4.625%
HK$68,893
+HK$3,450/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$130,886/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,112
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$67,138
−HK$2,058/mo
Today · 4.125%
HK$69,196
baseline
▲ 0.50% · 4.625%
HK$73,406
+HK$4,210/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$138,392/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,437
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$74,380
−HK$1,970/mo
Today · 4.125%
HK$76,350
baseline
▲ 0.50% · 4.625%
HK$80,375
+HK$4,025/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$152,700/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,716
−HK$5,250/mo
▼ 0.25% · 3.875%
HK$86,320
−HK$2,646/mo
Today · 4.125%
HK$88,966
baseline
▲ 0.50% · 4.625%
HK$94,379
+HK$5,413/mo
Deposit HK$2.04M · loan HK$18.36M · min. income ≈ HK$177,932/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,133
−HK$5,032/mo
▼ 0.25% · 3.875%
HK$95,631
−HK$2,534/mo
Today · 4.125%
HK$98,165
baseline
▲ 0.50% · 4.625%
HK$103,339
+HK$5,174/mo
Deposit HK$2.04M · loan HK$18.36M · min. income ≈ HK$196,330/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,634 · Scale 2, in force from 26 Feb 2026)