LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,509
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$47,956
−HK$1,470/mo
Today · 4.125%
HK$49,426
baseline
▲ 0.50% · 4.625%
HK$52,433
+HK$3,007/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$98,852/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$789,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,741
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$53,129
−HK$1,408/mo
Today · 4.125%
HK$54,537
baseline
▲ 0.50% · 4.625%
HK$57,411
+HK$2,874/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$109,074/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$789,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,811
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$57,547
−HK$1,764/mo
Today · 4.125%
HK$59,311
baseline
▲ 0.50% · 4.625%
HK$62,920
+HK$3,609/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$118,622/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,090
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$63,755
−HK$1,689/mo
Today · 4.125%
HK$65,444
baseline
▲ 0.50% · 4.625%
HK$68,894
+HK$3,450/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$130,888/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,113
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$67,139
−HK$2,057/mo
Today · 4.125%
HK$69,196
baseline
▲ 0.50% · 4.625%
HK$73,407
+HK$4,211/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$138,392/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,438
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$74,381
−HK$1,970/mo
Today · 4.125%
HK$76,351
baseline
▲ 0.50% · 4.625%
HK$80,376
+HK$4,025/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$152,702/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,717
−HK$5,250/mo
▼ 0.25% · 3.875%
HK$86,321
−HK$2,646/mo
Today · 4.125%
HK$88,967
baseline
▲ 0.50% · 4.625%
HK$94,380
+HK$5,413/mo
Deposit HK$2.04M · loan HK$18.36M · min. income ≈ HK$177,934/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,134
−HK$5,032/mo
▼ 0.25% · 3.875%
HK$95,632
−HK$2,534/mo
Today · 4.125%
HK$98,166
baseline
▲ 0.50% · 4.625%
HK$103,341
+HK$5,175/mo
Deposit HK$2.04M · loan HK$18.36M · min. income ≈ HK$196,332/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,658 · Scale 2, in force from 26 Feb 2026)