LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,511
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,957
−HK$1,470/mo
Today · 4.125%
HK$49,427
baseline
▲ 0.50% · 4.625%
HK$52,435
+HK$3,008/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$98,854/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$789,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,743
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$53,130
−HK$1,408/mo
Today · 4.125%
HK$54,538
baseline
▲ 0.50% · 4.625%
HK$57,413
+HK$2,875/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$109,076/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$789,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,813
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$57,549
−HK$1,764/mo
Today · 4.125%
HK$59,313
baseline
▲ 0.50% · 4.625%
HK$62,922
+HK$3,609/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$118,626/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,091
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$63,756
−HK$1,690/mo
Today · 4.125%
HK$65,446
baseline
▲ 0.50% · 4.625%
HK$68,895
+HK$3,449/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$130,892/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,115
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$67,140
−HK$2,058/mo
Today · 4.125%
HK$69,198
baseline
▲ 0.50% · 4.625%
HK$73,409
+HK$4,211/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$138,396/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,440
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$74,382
−HK$1,971/mo
Today · 4.125%
HK$76,353
baseline
▲ 0.50% · 4.625%
HK$80,378
+HK$4,025/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$152,706/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,719
−HK$5,250/mo
▼ 0.25% · 3.875%
HK$86,323
−HK$2,646/mo
Today · 4.125%
HK$88,969
baseline
▲ 0.50% · 4.625%
HK$94,383
+HK$5,414/mo
Deposit HK$2.04M · loan HK$18.36M · min. income ≈ HK$177,938/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,137
−HK$5,032/mo
▼ 0.25% · 3.875%
HK$95,635
−HK$2,534/mo
Today · 4.125%
HK$98,169
baseline
▲ 0.50% · 4.625%
HK$103,343
+HK$5,174/mo
Deposit HK$2.04M · loan HK$18.36M · min. income ≈ HK$196,338/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,711 · Scale 2, in force from 26 Feb 2026)