LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,513
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,959
−HK$1,470/mo
Today · 4.125%
HK$49,429
baseline
▲ 0.50% · 4.625%
HK$52,437
+HK$3,008/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$98,858/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$789,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,745
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$53,133
−HK$1,407/mo
Today · 4.125%
HK$54,540
baseline
▲ 0.50% · 4.625%
HK$57,415
+HK$2,875/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$109,080/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$789,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,815
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$57,551
−HK$1,764/mo
Today · 4.125%
HK$59,315
baseline
▲ 0.50% · 4.625%
HK$62,924
+HK$3,609/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$118,630/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,094
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$63,759
−HK$1,689/mo
Today · 4.125%
HK$65,448
baseline
▲ 0.50% · 4.625%
HK$68,898
+HK$3,450/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$130,896/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,118
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$67,143
−HK$2,058/mo
Today · 4.125%
HK$69,201
baseline
▲ 0.50% · 4.625%
HK$73,412
+HK$4,211/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$138,402/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,443
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$74,386
−HK$1,971/mo
Today · 4.125%
HK$76,357
baseline
▲ 0.50% · 4.625%
HK$80,381
+HK$4,024/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$152,714/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,723
−HK$5,250/mo
▼ 0.25% · 3.875%
HK$86,327
−HK$2,646/mo
Today · 4.125%
HK$88,973
baseline
▲ 0.50% · 4.625%
HK$94,387
+HK$5,414/mo
Deposit HK$2.04M · loan HK$18.36M · min. income ≈ HK$177,946/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,141
−HK$5,032/mo
▼ 0.25% · 3.875%
HK$95,639
−HK$2,534/mo
Today · 4.125%
HK$98,173
baseline
▲ 0.50% · 4.625%
HK$103,348
+HK$5,175/mo
Deposit HK$2.04M · loan HK$18.36M · min. income ≈ HK$196,346/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,797 · Scale 2, in force from 26 Feb 2026)