LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,513
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$47,960
−HK$1,470/mo
Today · 4.125%
HK$49,430
baseline
▲ 0.50% · 4.625%
HK$52,437
+HK$3,007/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$98,860/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$789,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,745
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$53,133
−HK$1,408/mo
Today · 4.125%
HK$54,541
baseline
▲ 0.50% · 4.625%
HK$57,416
+HK$2,875/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$109,082/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$789,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,816
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$57,552
−HK$1,764/mo
Today · 4.125%
HK$59,316
baseline
▲ 0.50% · 4.625%
HK$62,925
+HK$3,609/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$118,632/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,094
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$63,760
−HK$1,689/mo
Today · 4.125%
HK$65,449
baseline
▲ 0.50% · 4.625%
HK$68,899
+HK$3,450/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$130,898/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,118
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$67,144
−HK$2,058/mo
Today · 4.125%
HK$69,202
baseline
▲ 0.50% · 4.625%
HK$73,412
+HK$4,210/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$138,404/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,443
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$74,386
−HK$1,971/mo
Today · 4.125%
HK$76,357
baseline
▲ 0.50% · 4.625%
HK$80,382
+HK$4,025/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$152,714/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,723
−HK$5,251/mo
▼ 0.25% · 3.875%
HK$86,328
−HK$2,646/mo
Today · 4.125%
HK$88,974
baseline
▲ 0.50% · 4.625%
HK$94,387
+HK$5,413/mo
Deposit HK$2.04M · loan HK$18.36M · min. income ≈ HK$177,948/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,141
−HK$5,033/mo
▼ 0.25% · 3.875%
HK$95,639
−HK$2,535/mo
Today · 4.125%
HK$98,174
baseline
▲ 0.50% · 4.625%
HK$103,348
+HK$5,174/mo
Deposit HK$2.04M · loan HK$18.36M · min. income ≈ HK$196,348/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,815 · Scale 2, in force from 26 Feb 2026)