LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,516
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,962
−HK$1,470/mo
Today · 4.125%
HK$49,432
baseline
▲ 0.50% · 4.625%
HK$52,440
+HK$3,008/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$98,864/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$789,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,748
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$53,136
−HK$1,408/mo
Today · 4.125%
HK$54,544
baseline
▲ 0.50% · 4.625%
HK$57,419
+HK$2,875/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$109,088/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$789,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,819
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$57,555
−HK$1,764/mo
Today · 4.125%
HK$59,319
baseline
▲ 0.50% · 4.625%
HK$62,928
+HK$3,609/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$118,638/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,098
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$63,763
−HK$1,690/mo
Today · 4.125%
HK$65,453
baseline
▲ 0.50% · 4.625%
HK$68,903
+HK$3,450/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$130,906/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$789,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,122
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$67,147
−HK$2,058/mo
Today · 4.125%
HK$69,205
baseline
▲ 0.50% · 4.625%
HK$73,416
+HK$4,211/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$138,410/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,447
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$74,390
−HK$1,971/mo
Today · 4.125%
HK$76,361
baseline
▲ 0.50% · 4.625%
HK$80,386
+HK$4,025/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$152,722/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$789,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,728
−HK$5,250/mo
▼ 0.25% · 3.875%
HK$86,332
−HK$2,646/mo
Today · 4.125%
HK$88,978
baseline
▲ 0.50% · 4.625%
HK$94,393
+HK$5,415/mo
Deposit HK$2.04M · loan HK$18.36M · min. income ≈ HK$177,956/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,146
−HK$5,033/mo
▼ 0.25% · 3.875%
HK$95,645
−HK$2,534/mo
Today · 4.125%
HK$98,179
baseline
▲ 0.50% · 4.625%
HK$103,354
+HK$5,175/mo
Deposit HK$2.04M · loan HK$18.36M · min. income ≈ HK$196,358/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$789,925 · Scale 2, in force from 26 Feb 2026)