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Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$204.01M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$651,287
−HK$40,841/mo
▼ 0.25% · 3.875%
HK$671,546
−HK$20,582/mo
Today · 4.125%
HK$692,128
baseline
▲ 0.50% · 4.625%
HK$734,243
+HK$42,115/mo
Deposit HK$61.20M · loan HK$142.81M · min. income ≈ HK$1,384,256/mo (50% DSR)
Upfront cash ≈ HK$74.47M (deposit + AVD stamp duty HK$13,260,929 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.
Data sourced from Renavon.com