LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,521
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$47,968
−HK$1,470/mo
Today · 4.125%
HK$49,438
baseline
▲ 0.50% · 4.625%
HK$52,446
+HK$3,008/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$98,876/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$790,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,754
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$53,142
−HK$1,408/mo
Today · 4.125%
HK$54,550
baseline
▲ 0.50% · 4.625%
HK$57,425
+HK$2,875/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$109,100/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$790,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,825
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$57,561
−HK$1,765/mo
Today · 4.125%
HK$59,326
baseline
▲ 0.50% · 4.625%
HK$62,935
+HK$3,609/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$118,652/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$790,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,105
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$63,770
−HK$1,690/mo
Today · 4.125%
HK$65,460
baseline
▲ 0.50% · 4.625%
HK$68,910
+HK$3,450/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$130,920/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$790,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,129
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$67,155
−HK$2,058/mo
Today · 4.125%
HK$69,213
baseline
▲ 0.50% · 4.625%
HK$73,425
+HK$4,212/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$138,426/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$790,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,455
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$74,399
−HK$1,971/mo
Today · 4.125%
HK$76,370
baseline
▲ 0.50% · 4.625%
HK$80,395
+HK$4,025/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$152,740/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$790,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,737
−HK$5,251/mo
▼ 0.25% · 3.875%
HK$86,342
−HK$2,646/mo
Today · 4.125%
HK$88,988
baseline
▲ 0.50% · 4.625%
HK$94,403
+HK$5,415/mo
Deposit HK$2.04M · loan HK$18.36M · min. income ≈ HK$177,976/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$790,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,157
−HK$5,033/mo
▼ 0.25% · 3.875%
HK$95,655
−HK$2,535/mo
Today · 4.125%
HK$98,190
baseline
▲ 0.50% · 4.625%
HK$103,366
+HK$5,176/mo
Deposit HK$2.04M · loan HK$18.36M · min. income ≈ HK$196,380/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$790,154 · Scale 2, in force from 26 Feb 2026)